Medical Insurance
RISD offers medical insurance through Blue Cross Blue Shield of Rhode Island to part-time faculty who are members of the Rhode Island School of Design Part-Time Faculty Association. Those who elect this benefit agree to have their deductions spread over a 12-month period. A detailed coverage level summary is below.
High Premium/Low Deductible
- Medical overview
- Combined summary of benefits coverage
- CVS Caremark Drug List
- RISD Prescription Drug Coverage and Medicare
Start date: First of the month coinciding with or following the date of hire.
End date: Last day of the month following the last day of employment or the date a dependent is no longer an eligible dependent. Dependents on your plan are no longer eligible effective the end of the month that they turn 26.
Changes: Employees may elect/change/terminate participation during the annual open enrollment period or upon experiencing a qualifying event (e.g. birth of a child, marriage, divorce, involuntary loss of coverage). Employees must make qualifying event requests, with appropriate supporting documentation, within 31 days from the date of the qualifying event.
Cost: Review the employee cost for the medical plan option.
Additional resources
Transparency in Coverage Rule and Machine-Readable Files
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. It is not intended to be a cost comparison tool for employees and dependents in RISD’s medical plans. To access BCBSRI’s plan cost comparison tools, please visit https://www.bcbsri.com/developers.
Dental Insurance
RISD offers part-time faculty who are members of the Rhode Island School of Design Part-Time Faculty Association dental insurance through Delta Dental of Rhode Island. Part-time faculty members who elect this benefit agree to have their deductions spread over a 12-month period.
Start Date: First of the month coinciding with or following the date of hire.
End Date: Coverage ends on the last day of the month following the last day of employment or the date a dependent is no longer an eligible dependent. Dependents on your plan are no longer eligible effective the end of the year in which they turn 26.
Changes: Employees may elect/change/terminate participation during the annual open enrollment period or upon experiencing a qualifying event, i.e. birth of a child, marriage, divorce, involuntary loss of coverage etc. Qualifying event requests, with appropriate supporting documentation, must be made within 31 days from the date of the qualifying event.
Cost: Review the employee cost for the dental plan option