Home » Compensation and Benefits » Benefits » Full-Time Faculty and Librarians Benefits » FT Faculty and Librarians Health

FT Faculty and Librarians Health

Medical Insurance

Full-time faculty and librarians who are members of the Rhode Island School of Design Faculty Association can choose from three medical plan options. Blue Cross Blue Shield of Rhode Island (BCBSRI) fully insures all three options.

Standard Plan

Deductible

Preferred Provider Organization (PPO)

Additional information

Start Date: First of the month coinciding with or following the date of hire.
End Date: Final day of the month following the last day of employment or the date a dependent is no longer eligible (end of the month of their 26th birthday).
Changes: You may elect/change/terminate participation during the annual open enrollment period or upon experiencing a qualifying event (e.g. birth of a child, marriage, divorce, involuntary loss of coverage). You must make qualifying event requests, with appropriate supporting documentation provided, within 31 days from the date of the qualifying event.
Cost: Review the employee cost for the medical plan options

Additional resources

Transparency in Coverage Rule and Machine-Readable Files
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. It is not intended to be a cost comparison tool for employees and dependents in RISD’s medical plans. To access BCBSRI’s plan cost comparison tools, please visit https://www.bcbsri.com/developers.


Dental Insurance

Full-time faculty and librarians who are members of the Rhode Island School of Design Faculty Association can receive dental insurance through Delta Dental of Rhode Island.

Start Date: First of the month coinciding with or following the date of hire.
End Date: Final day of the month following the last day of employment or the date a dependent is no longer eligible (end of the month of their 26th birthday).
Changes: You may elect/change/terminate participation during the annual open enrollment period or upon experiencing a qualifying event (e.g. birth of a child, marriage, divorce, involuntary loss of coverage). You must make qualifying event requests, with appropriate supporting documentation provided, within 31 days from the date of the qualifying event.
Cost: Review the employee cost for the dental plan options